Tenant screening

TransUnion Rental Screening (SmartMove) — the data, and your rights when its report costs you

TransUnion's rental-screening arm — landlords, especially smaller ones, use SmartMove to pull credit-based tenant scores, eviction records, and criminal checks.

515
complaint mentions in the federal CFPB Consumer Complaint Database (2026-08-10)

What people complain about

“That record isn't mine” (mixed file / identity mix-up)
66
Cost someone a job
45
Eviction record problems
26
Cost someone housing
8
Paid debt still showing
2
Dispute ignored or mishandled
1

Rows mentioning TransUnion Rental Screening (SmartMove) and the pattern's keywords — an indicative breakdown, not a census.

Get your file — free

After a denial, request your free report via TransUnion — SmartMove reports at mysmartmove.com are built from your TransUnion file, so start there. After any adverse action you're entitled to a free copy under the FCRA — you never need to pay a third party to obtain it. The CFPB also keeps the authoritative directory of consumer reporting companies and their contact routes at consumerfinance.gov.

Your three rights after a denial

Full plain-English walkthrough on our home page.

What disputes can't do — and we won't help with

Disputes fix errors. They don't erase history that's true — accurate records survive investigation. If the record is real, what helps is settling and documenting it, second-chance programs, and time. We built this site for honest people hit by wrong records.

Counts are complaint rows in the federal CFPB Consumer Complaint Database whose text mentions the company (case-insensitive scan of 27.8 million rows, 2026-08-10). Text mentions, not official per-company tallies — treat them as a relative signal of where consumers report problems. Source: files.consumerfinance.gov bulk data. Company descriptions checked August 2026. This is general information, not legal advice.