One of the largest consumer data brokers in the US. Its files feed tenant-screening, insurance, employment, and banking decisions across the industry — many denials trace back to a LexisNexis record even when the screening company that scored you has a different name.
32% of complaint mentions say “that record isn't mine” — the mixed-file problem. If LexisNexis Risk Solutions shows you someone else's record, that is exactly what the free dispute process exists for.
Rows mentioning LexisNexis Risk Solutions and the pattern's keywords — an indicative breakdown, not a census.
Request your free “Full File Disclosure” directly at consumer.risk.lexisnexis.com — it shows everything LexisNexis holds on you. After any adverse action you're entitled to a free copy under the FCRA — you never need to pay a third party to obtain it. The CFPB also keeps the authoritative directory of consumer reporting companies and their contact routes at consumerfinance.gov.
Full plain-English walkthrough on our home page.
Disputes fix errors. They don't erase history that's true — accurate records survive investigation. If the record is real, what helps is settling and documenting it, second-chance programs, and time. We built this site for honest people hit by wrong records.
Counts are complaint rows in the federal CFPB Consumer Complaint Database whose text mentions the company (case-insensitive scan of 27.8 million rows, 2026-08-10). Text mentions, not official per-company tallies — treat them as a relative signal of where consumers report problems. Source: files.consumerfinance.gov bulk data. Company descriptions checked August 2026. This is general information, not legal advice.